Experts agree that one of the best ways for any small or home based business to increase sales is to accept credit cards. Studies show that accepting credit cards can boost your sales revenue from 20% to 80%. However, for many small business owners, especially those that operate on the internet only, being able to process credit cards is cost prohibitive and sometimes difficult or impossible. Many banks don’t like to work with small businesses, and most credit card companies charge merchant fees that are quite high. However, there are companies that do work with the small business owner who wants to accept credit cards. Here is more about one of them:

Charge.com is a traditional merchant account provider. A merchant account allows you to process credit cards and deposit the funds into your bank account. Getting an account with them will allow you to process credit cards yourself. Charge.com works with small business owners by offering many services for free that other merchant account providers charge for. They have no application fee, setup fee, shopping cart fee, or American Express set-up fee. They charge a monthly Internet Processing Software Gateway Fee of $29.95 and a monthly Statement/Customer Service Fee of $10.00. Internet, mail, and phone transactions incur a fee of 2.39% + 25 cents per transaction. Retail transactions incur a fee of 1.66% + 25 cents per transaction. For more information, visit Charge.com.

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